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    Summary

    As they stepped out of the water, Steve realized that Bucky was not wearing a swimsuit. “You’re naked!” he exclaimed, wincing when his voice squeaked like a schoolgirl again.

    Bucky laughed, and it was so warm and affectionate that Steve momentarily forgot his embarrassment. He gestured at Steve, “You’re wearing panties.”

    Steve felt himself blush. “It’s a speedo!” he said, trying not to sound too defensive.

    Bucky’s answer was matter-of-fact. “No, I’m really good with human words--those are panties.”

    Or: Steve is staying at a beach house when he meets a mysterious and beautiful stranger.

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