Chapter Text
Hanschen watched in horror as his house was rapidly consumed in flames, palms sweaty as his insurance agent put him on hold for the 5th time.
By this time, the Fire Department had arrived on the scene, doing everything they could to stop the fire.
A dull voice murmured in his ear, forcing him to tear his eyes from the blasts of water and return his attention to the agent on the phone.
He quickly explained the situation: some passerby had tossed a still-lit cigarette into his front bushes, causing the shrubbery to catch fire, taking his house along with it.
The agent said nothing, his typing the only sound coming from the other end of the call.
Hanschen let out an exasperated sigh, willing the agent to work faster. “Please,” he whispered as the Fire Department doused the last of the remaining flames.
Suddenly, Otto, his agent, appeared beside him, studying the scene.
“Well, well Hanschen, an accidental fire completely out of your control? Oh, this would most certainly be covered…if only it weren’t 4 A.M. on a Sunday. You know what that means.
Hanschen’s eyes widened, silently begging. “No”
A wicked smile spread across Otto’s face, and though the flames were long gone, Hanschen could still see them reflected in Otto’s eyes as he gleefully said “You’re not covered, Hanschen.
“No.” Hanschen’s voice broke as he crumpled to the ground, sobbing while his agent cackled, his home now little more than ash and residual smoke.